AIB or Bank of Ireland Phishing Email — How to Spot It in Ireland
You received an email that looks like it's from AIB or Bank of Ireland about a blocked transaction, security update, or account verification. Neither AIB nor BOI will ever email you a link to enter your banking details. These phishing emails are extremely common in Ireland and designed to steal your online banking credentials.
Think this email is a scam?
Forward it to us and get a free risk assessment in under 60 seconds.
How This Scam Works
Critical Risk — Irish Banking Phishing
Neither AIB nor Bank of Ireland will ever email you a link to enter your online banking details. These emails are phishing scams designed to steal your credentials.
You receive an email that appears to be from AIB (Allied Irish Banks) or Bank of Ireland about a blocked transaction, security update, or account verification. The email asks you to click a link and log in to your online banking account.
The link leads to a convincing fake website that mimics the AIB or Bank of Ireland login pages. When you enter your user ID, PIN, and other security details, scammers capture everything they need to access your accounts and transfer money.
Banking phishing emails are extremely common in Ireland. FraudSMART — the fraud awareness initiative by Banking & Payments Federation Ireland (BPFI) — reports that bank impersonation is consistently one of the top fraud categories affecting Irish consumers. An Garda Siochana has warned that these scams are growing more sophisticated, often using personalized details to appear legitimate.
Red Flags
- Claims a blocked transaction, security issue, or required verification on your account
- Sender address is not from @aib.ie or @bankofireland.com
- Link does not point to aib.ie or bankofireland.com
- Asks for your online banking user ID, PIN, or one-time codes
- Creates urgency — 'Your account will be restricted if you don't act within 24 hours'
What You Should Do
What To Do
- Do not click any links in the email
- Open your banking app or go directly to aib.ie or bankofireland.com
- Log in and check your account activity and messages
- Call AIB at 0818 724 724 or Bank of Ireland at 1800 946 764
- Report the phishing email to your bank and to FraudSMART
How to Verify Legitimately
Open the AIB app or go to aib.ie, or the Bank of Ireland app or bankofireland.com, and log in to check your account. If there is a genuine issue, you will see an alert in your online banking. You can also call AIB at 0818 724 724 or Bank of Ireland at 1800 946 764 to verify any communications.
Sources
- FraudSMART (BPFI) — Irish banking fraud awareness and statistics
- An Garda Síochána — Phishing attacks and cyber fraud advisories